Are you like most people who make New Year’s resolutions or do you plan instead for the coming New Year? If you are a person who always makes plans, you follow guidelines to ensure that you make good plans. Have your plans succeeded? If you did not accomplish your plans, what happened? What caused your failure? If you have succeeded in accomplishing your plan, what did you do right that you can replicate to achieve the same success for the coming New Year and even surpass your success in 2015? Are you contended in you achievement or do you want to climb a higher level?
Normally, financial status is always included in a normal person’s plan. Do you still want to continue working for someone else and increase their wealth while you continue to struggle payday after payday? This 2016, I submit to you to think of your future. Plan for your financial success and not work for the success of someone else. You are never young forever; soon you will retire or will be forced to retire. I believe you don’t desire to retire a pauper.
Statistics reveal that for every 100 people who should have reached 65 years of age, only 1 percent are wealthy, 4 percent are financially fit (meaning they are independent), 5 percent are unfortunately still working (and this is increasing every year), 28 percent have passed on, and the huge 62 percent of people who have reached retirement age are struggling financially. The 1 percent wealthy ones either inherited their wealth or own their business.
Most people did not plan to be in the plan to be in the 62 percent but before they knew it, they are stuck into working for the financial success of other people. They are drowned into boredom, bills, debts and worst of all a fixed income that can’t seem to be sufficient for their needs.
I am a believer though that nothing is final until you decide to accept that it is final. Regardless of what age you are now, you can still plan for your 2016 and beyond. Do not be part of the statistics of 95 percent of people that make the other 5 percent successful.
You are probably now asking how you can move to the 5 percent of the successful population. To start with, you don’t have the funds/investment to start your own business. Besides there is also a huge risk should you put up your own business. Bills do not stop coming after you’ve decided to build your own business; in fact the bills will even grow. Can you take the risk of turning back from present employment to build your own business? What will happen if your business does not pick-up?